Zakaat: A Model of Economic Order

Some 200 years back phrases like individual freedom and freedom of thought were raised, which resulted in a capitalist ideology. It was supported by the philosophy that every man was the owner of his wealth, he can utilize it in any manner without any concern for the society, whether his character is ruined or his greed of wealth is destroying the peace and prosperity of the society. In this cruel and selfish system wealth, accumulated in the hands of a few capitalists and a large number of people were crushed under the burden of debts.  When this economic order was found inadequate, a new doctrine called ‘communism' was introduced under the guise of equality and justice. In this system, the government holds exclusive rights to own all the resources of the country, land property, factories and all the produce, while the individual is deprived of it all. Practically, the life of servitude is slapped on him, while everything is controlled by a handful of people who exercise absolute authority over both man and matters.  Both these systems carried oppression and exploitation to the extreme limit. People discarded these unjust systems in a very short time, even in Russia, where communism had a strong hold, dissidents raised the banner of revolt. Thus, experience shows that man-made laws have never been infallible and have always lead mankind to downfall and destruction.  Unlike capitalism and socialism, the economic order of Islam rests on the principle that the Universe and everything therein belongs to Allah, the All Mighty. He is the real Owner of all kinds of wealth and all its sources. Therefore, we read in the Qur'aan: "Give them something yourselves out of the means which Allah has given you." [Soorah an-Noor (24): 33] And: "Spend (in charity) out of the (substance) whereof He has made you heirs." [Soorah al-Hadid (57): 7] Thus, man is merely a trustee and it is binding on him to utilize and spend all the wealth given to him by Allah as He commands.  Allah has set limits in matter of earning and spending wealth. He has forbidden the income which arises from bribery and extortion [(2): 188], breach of trust [(3): 61], making and selling of idols, gambling, wine, divination of arrows [(5): 90], theft [(5): 38], fraudulent dealings on weights and measures [(83): 2-3], depriving the orphan of his property [(4): 2-3], spreading of obscene matters [(24): 19], prostitution [(24): 33] and dealings of interest (Usury) [(2): 278]. 

Wealth is a Trial

From the weaknesses of human beings pointed out by Allah in the Qur'aan, is the love for wealth.

He said: "And you love wealth with excessive love." [Soorah al-Fajr (89): 20] 

And: "Verily he (man) is violent in the love of wealth." [Soorah al-Aadiyat (100): 8] 

He also warned, saying: "Your wealth and your children may be but a trial."[Soorah Taghabun (64): 15]

The Messenger of Allah  said: "Every Ummah (nation) has a test to undergo, my Ummah (nation) will be tried through wealth." [at-Tirmidhee no: 481]

The Qur'aan narrates a parable of a virtuous man, whom Allah had granted abundance in wealth. He owned a valuable garden; after deducing the household and agricultural expenses from his income, he would spend the remaining money in charity.

When he died, his sons considered their father to be a simpleton for giving away such large amount of money in charity and thus decided to hold back the entire profit. When the garden was ready to be harvested, they planned to secretly carry all the produce to their homes without anybody knowing.

The next day, as they approached the garden, they were astonished to see the fresh and blooming garden completely laid waste and it was only their garden which was in ruins!! "They said: 'Alas for us! We have indeed transgressed!" [Soorah al-Qalam (68): 31] 

and Allah declares: "Such is the punishment (in this life); but greater is the punishment in the Hereafter!" [Soorah al-Qalam (68): 33]

Similarly, many people ruin their faith and fidelity merely due to the greed of wealth. This love of wealth creates in man evil instincts, miserliness, selfishness and arrogance, which in turn involve him in sins, falsehood, deceit, cruelty and robbery. This causes disorder and destruction in the world and the Hereafter is lost too!! 

The concept of Zakaah is to decrease the love of wealth and inculcate justice, generosity, brotherhood, affection and sacrifice among the Muslims and thus Allah says: "By no means shall you attain righteousness (and reward) unless you spend of that which you love." [Soorah al-Imraan (3): 92]

25 Advices for Ramadan

1. Fast Ramadan with belief and truly seeking the reward of Allah the Most High so that He may forgive you your past sins.

2. Beware of breaking your fast during the days of Ramadhan without a valid Islamic excuse, for it is from the greatest of sins.

3. Pray Salat ut-Taraweeh and the night prayer during the nights of Ramadhan – especially on Layatul-Qadr – based on belief and truly seeking the reward of Allah, so that Allah may forgive you your past sins.

4. Make sure that your food, your drink and your clothing are from halal means, in order that your actions be accepted, and your supplications answered. Beware of refraining from the halal while fasting and breaking your fast with the haram.

5. Give food to some fasting people to gain a reward similar to theirs.

6. Perform your five prayers on time in congregation to gain the reward and Allahs protection.

7. Give a lot of charity for the best charity is that of Ramadhan.

8. Beware of spending your time without performing righteous deeds, for you will be responsible and reckoned for it and will be rewarded for all you do during your time.

9. Perform `umrah in Ramadhan for `Umrah in Ramadhan is equal to Hajj.

10. Seek help for fasting during the day by eating the sahoor meal in the last part of the night before the appearance of Fajr.

11. Hasten breaking your fast after the sun has truly set in order to gain the love of Allah.

12. Perform ghusl before fajr if you need to purify yourself from the state of major impurity so that you are able to do acts of worship in a state of purity and cleanliness.

13. Cease the opportunity of being in Ramadhan and spend it with the good that has been revealed in it – by reciting the noble Quran and pondering and reflection of its meanings so that it be a proof for you with your Lord and an intercessor for you on the Day of Reckoning.

14. Preserve your tongue from lying, cursing, backbiting and slander for it decreases the reward of fasting.

15. Do not let fasting cause you cross your boundaries by getting upset due to the slightest of reasons. Rather, fating should be a cause of peacefulness and tranquility of your soul.

16. Upon completion of fasting, be in a state of taqwa of Allah the Most High, being aware of Allah watching you in secret and in public, in thankfulness for His favors, and steadfastness upon obedience of Allah by doing all what He has ordered and shunning all that He has prohibited.

17. Increase in remembrance of Allah, seeking of forgiveness, asking for Paradise and protection against the Fire, especially when fasting, while breaking the fast and during suhoor, for these actions are among greatest causes of attaining Allahs forgiveness.

18. Increase in supplication for yourself, your parents, your children and Muslims, for Allah has ordered making of supplications and has guaranteed acceptance.

19. Repent to Allah with a sincere repentance in all times by leaving sins, regretting those that you have done before and firmly deciding not to return to them in the future, for Allah accepts repentance of those who repent.

20. Fast six days of Shawwal, for whoever fasts Ramadhan and then follows it with six days of Shawwal, it is as if he fasts all the time.

21. Fast on the Day of `Arafah, the 9th of Dhul Hijjah, to attain success by being forgiven your sins of the last year and the coming year.

22. Fast on the day of `Aashuraa, the 10th of Muharram, along with the 9th, to attain success by being forgiven your sins of the past year.

23. Continue being in a state of iman and taqwa and perform righteous actions after the month of Ramadhan, until you die. And worship your Lord until there comes to you the certainty (i.e. death). [Quran 15:99]

24. Ensure that you attain the positive effects of your acts of worship such as prayer, fasting, zakat and hajj, sincere repentance and leaving of customs that are in variance with the Sharee`ah.

25. Invoke a lot of salawat and salam upon the Messenger of Allah, may Allahs blessings and peace be upon him, his Companions and all those who follow them until the Day of Judgment.

The Meaning of Ramadan

Ramadan is not only about skipping meals. While fasting is an integral and paramount part of it, Ramadan offers a comprehensive program for our spiritual overhaul.
Yes, Ramadan is the most important month of the year. It is the month that the believers await with eagerness. At the beginning of Rajab — two full months before Ramadan — the Prophet Muhammad, Sall-Allahu alayhi wa sallam, used to supplicate thus: “O Allah! Bless us during Rajab and Sha’ban, and let us reach Ramadan (in good health).”

During Ramadan the believers get busy seeking Allah’s mercy, forgiveness, and protection from Hellfire. This is the month for renewing our commitment and re-establishing our relationship with our Creator. It is the spring season for goodness and virtues when righteousness blossoms throughout the Muslim communities. “If we combine all the blessings of the other eleven months, they would not add up to the blessings of Ramadan,” said the great scholar and reformer Shaikh Ahmed Farooqi (Mujaddad Alif Thani). It offers every Muslim an opportunity to strengthen his Iman, purify his heart and soul, and to remove the evil effects of the sins committed by him.

“Anyone who fasts during this month with purity of belief and with expectation of a good reward (from his Creator), will have his previous sins forgiven,” said Prophet Muhammad, Sall-Allahu alayhi wa sallam. “Anyone who stands in prayers during its nights with purity of belief and expectation of a reward, will have his previous sins forgiven.” As other ahadith tell us, the rewards for good deeds are multiplied manifold during Ramadan.

Along with the possibility of a great reward, there is the risk of a terrible loss. If we let any other month pass by carelessly, we just lost a month. If we do the same during Ramadan, we have lost everything. The person who misses just one day’s fast without a legitimate reason, cannot really make up for it even if he were to fast everyday for the rest of his life. And of the three persons that Prophet, Sall-Allahu alayhi wa sallam cursed, one is the unfortunate Muslim who finds Ramadan in good health but does not use the opportunity to seek Allah’s mercy.

One who does not fast is obviously in this category, but so also is the person who fasts and prays but makes no effort to stay away from sins or attain purity of the heart through the numerous opportunities offered by Ramadan. The Prophet, Sall-Allahu alayhi wa sallam, warned us:
“There are those who get nothing from their fast but hunger and thirst. There are those who get nothing from their nightly prayers but loss of sleep.”

Those who understood this, for them Ramadan was indeed a very special month. In addition to fasting, mandatory Salat, and extra Travih Salat, they spent the whole month in acts of worship like voluntary Salat, Tilawa (recitation of Qur’an), Dhikr etc.

This emphasis on these acts of worship may sound strange — even misplaced — to some. It requires some explanation. We know that the term Ibada (worship and obedience) in Islam applies not only to the formal acts of worship and devotion like Salat , Tilawa, and Dhikr, but it also applies to worldly acts when performed in obedience to Shariah and with the intention of pleasing Allah. Thus a believer going to work is performing Ibada when he seeks Halal income to discharge his responsibility as a bread-winner for the family. However a distinction must be made between the two. The first category consists of direct Ibada, acts that are required for their own sake. The second category consists of indirect Ibada — worldly acts that become Ibada through proper intention and observation of Shariah. While the second category is important for it extends the idea of Ibada to our entire life, there is also a danger because by their very nature these acts can camouflage other motives. (Is my going to work really Ibada or am I actually in the rat race?). Here the direct Ibada comes to the rescue. Through them we can purify our motives, and re-establish our relationship with Allah.

Islam does not approve of monasticism. It does not ask us to permanently isolate ourselves from this world, since our test is in living here according to the Commands of our Creator. But it does ask us to take periodic breaks from it. The mandatory Salat (five daily prayers) is one example. For a few minutes every so many hours throughout the day, we leave the affairs of this world and appear before Allah to remind ourselves that none but He is worthy of worship and of our unfaltering obedience. Ramadan takes this to the next higher plane, providing intense training for a whole month.

Through direct Ibada we “charge our batteries”; the indirect ones allow us to use the power so accumulated in driving the vehicle of our life. Ramadan is the month for rebuilding our spiritual strength. How much we benefit from it is up to us.

The Prophet Muhammad s.a.w in Ramadan

It was Muhammad (peace and blessings of God be upon him) who made us raise our eyes from the dust beneath to view the glory of the starry heavens above. It was Muhammad who led us from the depths of darkness to the grandeur of the light of God.The Prophet was the one who led us to break our stone statues and wooden gods. It was Muhammad who lifted us out of the filth of idolatry to relish the serenity of God’s transcendence. On the Night of Power in one Ramadan, the Qur’an descended on Muhammad, and he received its first verses in the Cave of Hira. (Ibn Abbas) Thereafter the Prophet taught us how to celebrate Ramadan through days of fasting and nights of prayer: to honor each day of Ramadan as a day of patient endurance through fasting, and each night as a night of gratitude through prayers.

An Unexpected Transformation

Fasting is about liberating one’s mind from flights of passion and fits of temper.
The Prophet demonstrated to his people how this world is less important than the next, and how the body is less important than the soul. In fasting, the Prophet taught them step by step how to ignore the physical demands so that the spirit reigns supreme.

Abandoning food, drink, and sex was only a prelude to the next stage of greater significance: of conquering avidity and cupidity, lust and licentiousness; of liberating one’s mind from flights of passion and fits of temper. Indeed the Prophet said:

“The strong person is not the one who can wrestle someone else down. The strong person is the one who can control himself when he is angry.” (Bukhari)

Also about the effect of fasting on one’s behavior, the Prophet said,

“Fasting is a shield, so the one who fasts should avoid obscene speech and ignorant behaviour. If someone abuses him or starts to fight with him, he should reply by saying: ‘I am fasting. I am fasting’.” (Bukhari)

The core of fasting according to the Prophet was one’s willingness not merely to give up self-indulgence, but to feel the need of one’s brother as one’s own. And no one was more kind-hearted and generous than the Messenger of God; and his generosity reached its peak in Ramadan. (Bukhari)

The Prophet stressed on the importance of treating people nicely when he said:

“Make things easy for people and do not make them difficult, and cheer people up and do not drive them away.” (Bukhari)

He also said:

The most beloved of actions to God Almighty, is making another Muslim happy, removing a hardship that has befallen him, paying off a debt of his or ridding him of hunger. It is more beloved to me indeed that I walk with my Muslim brother to see to a need of his than secluding oneself in a mosque for a month… (Tabarani)

The heart of one who sincerely fasts is open to the contemplation of the magnificence of the countless bounties of God. That is why the Prophet asked his followers to avoid gluttony:

“The food of two people is enough for three, and the food of three people is enough for four.” (Bukhari)

 

Gentleness in Hardship

God is All-Merciful and He has expressed His Mercy to us His creatures through the sending of His final messenger Muhammad as an embodiment of mercy. The Prophet said:

“Have mercy to those on earth so that He Who is in Heaven will have mercy on you.” (Tirmidhi)

“The believer is not the one who eats his fill when the neighbor beside him is hungry.” (Bayhaqi)
The Prophet urged Muslims to break their fast right after sunset without any delay.

So it was not surprising that the Prophet’s Companions loved him dearly, as he was the kindest of men, bestowing his mercy not only upon humans but also on other creatures of the world as well.

No leader could be more considerate and solicitous of his followers than Muhammad: he never allowed any Muslim to bear any burden more than they could bear, as taught by God Himself.

For he was well aware of the infirmities of people; and this is evident from his consideration for his followers in the matter of fasting: He taught Muslims to delay the sahur (the pre-dawn meal before fasting) till a little before Dawn Prayer and not to delay the iftar (the meal to break the fast) after the call to  Sunset Prayer so that no unnecessary strain is laid on the fasting person by prolonging the fast time.

During travel in Ramadan, the Prophet would either fast or break his fast; and he allowed his companions to choose between the two, according to their ability.

Similarly during times of heat or thirst they were permitted  to cool themselves by pouring water on the head, and the Prophet himself did so.

His example in the matter of consorting with his wives during Ramadan was not different; he disallowed only such acts that would obviously undermine the fasting.

As for the Tarawih Prayers (the supererogatory night prayers performed in Ramadan), it is recorded that the Prophet began praying them in congregation and then he stopped, fearing that such prayers would become obligatory if he continued to pray them in congregation.

Thus while he demonstrated through his example that the Tarawih Prayers are better offered in congregation, he allowed leniency in the matter out of his mercy.

 

Seclusion: Refreshing the Soul

In today’s world when people hanker after pleasures, one needs to return to  seclusion from time to time.
The highest point of Ramadan for Muslims is seeking the Laylat al-Qadr (the Night of Power) during the last ten days. One act of worship the Prophet emphasized particularly during this time is itikaf, which is a spiritual retreat in which one confines oneself to a mosque to spend one’s time entirely to the worship and remembrance of God.

In these modern days when people hanker after indulgence in ephemeral pleasures, one needs to return to the seclusion of the house of prayer from time to time; which is essential for one’s spiritual rejuvenation and the return to one’s Creator.

Thus the beloved Prophet has taught us how to use Ramadan as a month for disciplining our intransigent passions, for renouncing our desires for self gratification and for practicing patient endurance in the face of hardships.

The Prophet exhorted us that during Ramadan most especially it is our duty to support and uplift our less fortunate fellow humans.

Above all, Ramadan is a month of  contemplating the Grace and Bounty of God Almighty, of returning to our Guardian Lord in repentance, of sincerely seeking His forgiveness.

Article contributed by  Professor Shahul Hameed